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    Why would an insurance company not pay?

    Jess I can be reached at 405 458 4272. I may be able to assist you. What I am Gathering From the information and your statement is, that you guys were on private property, so the police usually won't come out and determine whose fault it was or whose fault it is not. However the car that hit...
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    Can they require receipts?

    I hope that your health is doing well. However I am sorry that the insurance company is trying to delay discourage and deny your claim. A lot of the times they try to task you with things to do to discourage you from filing or pursuing a legitimate claim. It is not your responsibility to...
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    How long do I have to dispute a claim payment?

    Depending on you policy, but generally a year. The insurance company is well aware of this.
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    Oklahoma Advocate Adjuster

    Advocating on behalf of the policy holder in difficult property claims situation
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    (Sample)My Neighbors Tree...

    Unless you can prove that your neighbor was negligent in taking care of his tree and it was sick it is your responsibility for your insurance to take care of your damage. Dog gone it!