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  1. Indemnity Defender

    'Deny, deny, deny': By rejecting claims, Medicare Advantage plans threaten rural hospitals and patients, say CEOs

    HMOs are a nasty business in these small communities. https://www.nbcnews.com/health/rejecting-claims-medicare-advantage-rural-hospitals-rcna121012
  2. Indemnity Defender

    Insurance companies return $27.5 million to Missourians

    Unfortunate that the state must get involved in claims, but the insurance department can be a powerful resource. https://fox4kc.com/news/missouri-news/insurance-companies-return-27-5-million-to-missourians/
  3. Indemnity Defender

    The Kansas Insurance Department helping consumers recover 7.6 million.

    It is nice to see a state getting involved and helping it's people! https://www.ksn.com/news/state-regional/fighting-an-insurance-company-call-the-state/
  4. Indemnity Defender

    Wisconsin State Farm Hail claim low pay or denial

    https://www.fox6now.com/news/state-farm-hail-damage-wisconsin?utm_campaign=trueAnthem%20Manual&utm_medium=trueanthem&utm_source=facebook&fbclid=IwAR2tiDzxZGnNVvlM2vXBokFBSb9-CKfKz7dGaX5e1R-WY9i3qhoHfDmpupQ Having issues? Join and tell your story here! Learn about your options-...
  5. Indemnity Defender

    How long do I have to file a claim? And should I?

    My primary experience lies in field underwriting and insurance policy sales, so it's likely that a more informed response can be provided by one of the adjusters Regarding the timing of your claim, please note that you generally have up to a year to file, but this timeline can vary based on...
  6. Indemnity Defender

    Why would an insurance company not pay?

    I had a conversation with a local personal auto adjuster who was able to explain his company's position as it would apply to your scenario. He stated that their position would be to pay the claim if the other 'Excluded' driver had a valid driver's license. If he did not have a valid license...
  7. Indemnity Defender

    Can they require receipts?

    You might also review your policy and the Special Limits section. The special limits should be indicated in you policy jacket. It should explain that some personal property is subject to lower limits. Money, Coins, Jewelry, Electronics, etc. are typically listed in this section oft the...
  8. Indemnity Defender

    New York Sample- Bob Smith

    Sample-I am excited to be apart of the Claims Avenger and I look forward to providing my expertise in Accident and Injury Claims. My firm has rich history of helping customers recover from insurance companies. Feel free to message me. We operate in New York, Connecticut, and Rhode Island.
  9. Indemnity Defender

    (Sample)My Neighbors Tree...

    We had a bad windstorm and it blew my neighbors tree into my yard. The impact destroyed my Dog house. Who is going to pay?